See where impact concentrates
An impact score for every area, combining the forecast hazard with who is exposed and how vulnerable they are.
See which locations a forecast threatens, while there is time to act.
Portfolio Risk scores the coming days of extreme heat and high winds against the people and facilities in each area, so risk teams can see where impact concentrates and which locations to call first.
The decision Which locations should the team call first?
Primary audience Commercial insurers with property risk-engineering teams: risk engineering and loss-control leaders.
- Insurance risk engineering
- Underwriting & portfolio
- Loss control
- Facility & emergency managers
Photo: Roc0ast3r / Wikimedia Commons, CC0
Hazard maps show where the weather is. The real question is which of your locations it matters for.
A forecast map is not a portfolio view.
When heat or wind builds, risk teams check forecasts, location lists and long-term risk data in separate tools, then still have to judge which locations to worry about first.
- Hazard is not impact. The same wind speed means something different for a hospital, a school or an empty lot.
- Baseline risk is static. Long-term risk indices do not change with this week's forecast.
- Priorities are built by hand. Without one score across locations, the call list depends on who is on shift.
Know where to look, and why, before the event.
Put the right locations first
Critical facilities and locations ranked by heat and wind risk, with the confidence behind each score.
Context for every conversation
Long-term baseline risk and historical damage alongside the live forecast, for client advisories and loss-control calls.
From forecast to a ranked list of locations.
Every score can be traced back to the hazard, exposure and vulnerability behind it.
Weather
Hourly heat and wind forecast for the coming days.
Hazard
How severe the heat or wind is at each place and hour.
Exposure
How many people, and which facilities, are there.
Vulnerability
How sensitive each community is to heat or wind.
Impact score
One impact score and severity band for every area.
Locations
Each facility scored for heat and wind from its surrounding area.
Priorities
A ranked list of where to look first, with confidence and history.
How each team uses it
Risk engineers
Which insured locations to contact first when heat or wind builds.
Underwriting & portfolio
Where live risk concentrates across the book, next to long-term baseline risk.
Loss control
A clear, explainable reason to reach out to a client before the event.
Facility & emergency managers
Hospitals, schools and care facilities ranked by exposure for the coming days.
Scoping a pilot.
One decision, one territory, a few weeks. The first conversation settles three things.
You bring
Your location list and how you prioritise outreach today.
We provide
A location-priority list for the coming days, with the drivers behind each rating.
We measure
Time to build the call list, coverage of priority locations, usefulness to risk engineers.
An area impact score is not a loss probability, insured-loss estimate or pricing model. Discuss a pilot